Rent vs Buy Calculator
A financial decision engine to help you determine whether renting or buying a home is the better long-term financial choice for you.
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The Calclytix Rent vs Buy Calculator is an advanced financial decision engine that helps users determine whether they should continue renting or purchase a home. Unlike basic calculators, it uses complete financial modeling—EMIs, down payment, interest, rent escalation, opportunity cost, maintenance, property appreciation, taxes, and investment returns—to compare the long-term financial impact of renting vs buying.
This tool supports property valuation methods for India and global markets. Users can customize home loan terms, interest rates, down payment percentage, property tax, insurance, society charges, rental deposits, annual rent increases, future property appreciation, and investment returns. The calculator highlights long-term wealth generation through home equity versus investing the rent-EMI difference, making it ideal for buyers, renters, NRIs, real estate investors, and financial planners.