Affordability Calculator
A comprehensive financial planning tool to help you determine how much you can realistically afford for major life purchases like a home, car, or rent.
Enter your financial details to calculate
what you can afford.
The Calclytix Affordability Calculator is a complete financial planning tool that helps users determine how much they can realistically afford—whether it’s a house, rent, car loan, personal loan, or any major financial commitment. Built with advanced algorithms, EMI formulas, DTI ratio analysis, and city-based presets, this tool provides accurate affordability estimations for both Indian and global financial systems.
In Home Affordability Mode, users can enter income, existing EMIs, down payment, interest rates, loan tenure, stamp duty, property taxes, and maintenance costs. The calculator instantly computes the maximum affordable property price, the safe EMI limit, and overall home ownership costs. Rent Affordability Mode uses income-based rules and rent-to-income ratios to determine whether a rental home is financially within reach.